![Credit card use is still declining compared to pre-pandemic levels | Consumer Financial Protection Bureau Credit card use is still declining compared to pre-pandemic levels | Consumer Financial Protection Bureau](https://files.consumerfinance.gov/f/images/cfpb_credit-card-use-declining_graph-2_2021-07.width-800.png)
Credit card use is still declining compared to pre-pandemic levels | Consumer Financial Protection Bureau
![TransUnion on X: "If you're relying more on your credit cards right now, be mindful of your credit utilization rate. It's one of the most important credit score factors. The lower the TransUnion on X: "If you're relying more on your credit cards right now, be mindful of your credit utilization rate. It's one of the most important credit score factors. The lower the](https://pbs.twimg.com/media/Efpoh08WAAUqn9_.jpg)
TransUnion on X: "If you're relying more on your credit cards right now, be mindful of your credit utilization rate. It's one of the most important credit score factors. The lower the
![a Average credit card utilization rate by Equifax risk score. b Average... | Download Scientific Diagram a Average credit card utilization rate by Equifax risk score. b Average... | Download Scientific Diagram](https://www.researchgate.net/publication/338776957/figure/fig3/AS:961460763115529@1606241517054/aAverage-credit-card-utilization-rate-by-Equifax-risk-score-b-Average-credit-card.png)